PRIVACY POLICY

Privacy Policy 2017-07-13T14:13:47+00:00

PRIVACY POLICY

Details on LoanStream’s Privacy Policy
7/13/2017

Who We Are

Who is providing this notice? OCMBC, Inc. dba LoanStream Mortgage

What does OCMBC, Inc. dba Loan Stream Mortgage do with your personal information?

Facts
WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
WHAT? The types of personal information we collect and share depends on the product or service you have with us. This information can include: The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit history and Credit scores
  • Mortgage rates and payments and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

HOW? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons OCMBC, Inc. dba Loan Stream Mortgage chooses to share; and whether you can limit this sharing.
Questions? Call (800) 760-1833 or go to www.ocmbc.com or www.loanstreamwholesale.com
Reasons we can share your personal information Does OCMBC, Inc. dba LoanStream Mortgage share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you. No We do not share
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes information about your transactions and experiences No We do not share
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For nonaffiliates to market to you No We do not share

What We Do

How does OCMBC, Inc. dba LoanStream Mortgage protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does OCMBC, Inc. dba Loan Stream Mortgage collect my personal information? We collect your personal information, for example, when you We collect your personal information, for example, when you:

  • Apply for a loan
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies. Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • OCMBC, Inc. dba Loan Stream Mortgage has no affiliates

Non-Affiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies. Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • OCMBC, Inc. dba Loan Stream Mortgage does not share with non-affiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • OCMBC, Inc. dba Loan Stream Mortgage does not enter into joint marketing agreements.